The internet changed how we consume everything.

Payments never caught up.

Everything became instant, global and unbundled.

Except paying for it.

ArticleVideoAnswerNewsletterCreatorResearchCommunityAI

The world built online payments for buying big things.

Then we built an internet made of small things.

You wanted

One article.

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The internet never got its native way to pay small amounts.

Now it has.

The payment layer for the internet.

10¢25¢40¢4¢15¢

Information moves across the internet instantly.

Money should too.

The Living Internet

Small amounts, moving naturally wherever value occurs.

A reader opens an article10¢
A listener supports a creator25¢
A visitor accesses a report40¢
An agent retrieves information4¢
A community member contributes15¢

See it work

Don't imagine it. Use it.

Before payment

refsnews.com
$2.00
The Ref's NewsRefereeing, reported

Original · Ref's News

Premier League admits referee error but says VAR was right not to intervene

This story is one of Ref's News' own. Read it for a tenth of a dollar.

No account. No card form. No checkout.

BBC Sport — Football

England players carrying World Cup scar — Saka

24m ago

The Guardian — Football

Manchester United report seventh straight annual loss despite record revenue

47m ago

Original · Ref's News

Omar Artan makes history with UEFA Super Cup appointment

42d ago

A Ref's News article. 10¢ to read. Haypenny balance visible.

  • No account.
  • No card form.
  • No checkout.

After payment

refsnews.com
$1.90
The Ref's NewsRefereeing, reported

Original · Ref's News

Premier League admits referee error but says VAR was right not to intervene

Paid 10¢Balance $2.00 → $1.90

The panel's verdict sets up an awkward distinction that the league has spent three seasons trying to explain to supporters: a decision can be wrong on the pitch and still sit inside the threshold that keeps VAR out of it.

Brighton's appeal centred on a challenge in the 68th minute. The panel agreed the contact was enough for a penalty, and agreed, unanimously, that it was not a clear and obvious error.

BBC Sport — Football

England players carrying World Cup scar — Saka

24m ago

The Guardian — Football

Manchester United report seventh straight annual loss despite record revenue

47m ago

Original · Ref's News

Omar Artan makes history with UEFA Super Cup appointment

42d ago

Article unlocked. Paid 10¢.

Balance changes from $2.00 to $1.90.

Welcome to micro paying.

Click.Scroll.Like.Share.Subscribe.Pay a little.

Publishing

Turn more readers into paying readers.

A subscription does not have to be the first payment. Haypenny gives free readers a simple way to pay for individual content, creating a relationship with paying readers that can lead naturally towards subscription.

Subscriber

Pays a subscription

$9.99/mo

Casual reader

Pays for one article

10¢

Occasional supporter

Gives something

25¢

Free to implementFree to useNo transaction feePublishers keep 100% of reader revenue

Haypenny sits alongside subscriptions rather than replacing them.

An article is only the beginning.

News10¢
Creator25¢
Research50¢
Game5¢
Community10¢
API call2¢
Digital service8¢
Donation25¢
Temporary access$1

If something has a little value, it can now have a little price.

Humans and agents

You can decide what to pay for.

Or let an agent decide, within rules you set.

Your rules

  • Ask every timeOff
  • Automatically pay up to5¢
  • Ask above5¢
  • Daily limit$1.50
Agent pays for a lookup · 4¢Allowed
Agent finds a report · 20¢Ask you?

How Haypenny works

01

Money sits in the browser

Spendable value is available before you ever meet the purchase.

02

The website asks for a small amount

5¢. 10¢. 25¢. $1. Whatever the interaction warrants.

03

Payment happens immediately

No checkout, no card form, no account to create.

04

You carry on

You continue what you were doing. No interruption.

Built. Tested. Live.

Core rail built

End to end payments working

1.1 million

transactions per second in testing

Multiple rounds

of penetration testing

Live

and working through Ref’s News